SumUp Payments

SumUp was founded in 2011 with one simple goal: to make card payments accessible to every business, no matter the size. At the time, accepting card payments was expensive, complicated, and often reserved for big businesses with long contracts and hidden fees.

We saw an opportunity to change that. By developing an affordable, easy-to-use, and transparent payment solution, SumUp empowered small businesses, sole traders, and entrepreneurs to accept card payments anywhere—whether they had a storefront, a market stall, or a mobile business.

The vision was clear: level the playing field so that even the smallest business could take payments like the big players. Today, we’re proud to support millions of businesses in over 35 countries, making payments simpler, fairer, and more accessible for everyone.

At SumUp, we believe payments should be simple, transparent, and built around your business—not the other way around. Here’s why businesses trust us:

✅ No Hidden Fees, No Contracts – We keep things fair with a flat transaction rate and no long-term commitments. You only pay for what you use.

✅ Flexible Payment Solutions – Whether you need a card reader, mobile POS, or Tap on Phone, we offer solutions that fit your business, whether you’re in a shop, at a market, or on the move.

✅ Easy Setup & Fast Payouts – Get started in minutes, and receive your funds as fast as the next day.

✅ Trusted by Millions – From startups to established businesses, millions of merchants in over 35 countries rely on SumUp to power their payments.

✅ More Than Just Payments – Manage sales, track stock, create invoices, and integrate with accounting software—all in one platform.

In short, we make payments work for you, not the other way around.

Yes! SumUp isn’t just about in-person payments—we also offer flexible online and remote payment solutions to help businesses get paid anytime, anywhere.

With Payment Links and QR Codes, you can send secure payment requests via SMS, email, or social media—perfect for businesses that take orders over the phone or online.

Need to invoice customers? Our Invoicing feature lets you create and send professional invoices in seconds, with built-in payment options.

For businesses selling online, our SumUp Online Store provides a simple way to set up an e-commerce shop—no coding or complex setup required.

Whether you're taking payments in person, remotely, or online, SumUp ensures you have the tools to get paid quickly and securely, wherever you do business.

At SumUp, we’ve always focused on making payments simple and secure, and during COVID-19, we took extra steps to help businesses and their customers stay safe.

✅ Contactless Payments First – Our card readers, Tap on Phone, and QR Code payments allow businesses to accept payments with minimal contact, reducing the need for cash handling or PIN entry.

✅ Remote & Online Payment Options – We introduced Payment Links and Online Invoicing so businesses could get paid without in-person transactions—ideal for deliveries, remote services, and online orders.

✅ Digital Receipts – To limit physical contact, SumUp lets businesses send paperless receipts via SMS or email.

✅ Hygiene-Friendly Hardware – Our compact, easy-to-clean devices were designed with safety in mind, and we shared best practices for sanitising card readers and workspaces.

COVID-19 changed the way businesses operate, and we made sure our merchants had the right tools to adapt, stay safe, and keep serving their customers with confidence.